Limelight Online Privacy
Introduction
Limelight maintains reasonable administrative, technical and physical safeguards designed to protect the information that you provide on this website. This online privacy policy is designed to inform you of the types of information we collect from our customers and visitors to our website, how we use that information, and the circumstances under which we will share it with third parties. Please note that the sharing of your nonpublic personal information (NPPI) in accordance with the Gramm-Leach-Bliley Act (15 U.S. Code § 6801), and its implementing regulations, is detailed in Limelight’s Privacy Notice found our website.
Information for children under 13
The website is not intended for nor directed to individuals that are deemed to be children. We will not intentionally collect any personal information from children under the age of 13 through this website without receiving parental consent. If you think that we have collected personal information from a child under the age of 13 through this website, please contact us.
We Respect Your Privacy
Limelight respects your privacy and is committed to treating your information responsibly. We understand the need to safeguard sensitive information that you provide to us. We treat our customers’, former customers’, and consumers’ NPPI and the information we collect and use from visitors to our website as described in this Privacy Policy. For the purposes of this Privacy Policy, NPPI means any personally identifiable financial information provided by a customer or consumer to Limelight as a financial institution, resulting from any transaction or any service performed for the customer or consumer, or otherwise obtained by Limelight as a financial institution.
Information Collection
We collect customer or consumer information from the following sources: (1) information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income, (2) information about your transactions with us or others that may include our lending partners, and service providers, such as your account balance, payment history, and parties to transactions, debit card usage, and (3) information we receive from third parties, including consumer reporting agencies, such as your creditworthiness and credit history, and lending partners, and service providers. We use this information to provide our products and services to you, to improve our products and services offerings, to communicate with you about our products and services as well as other products and services that may be of interest to you, to comply with legal requirements, and to perform other legitimate business purposes.
Our online services use features of your Internet browser called “cookies.” Cookies are files that are placed in your computer’s browser memory or placed on your hard drive. We may use these features on our website or online banking service to verify your identity. If you are concerned about our use of cookies, you may be able to set your browser to decline cookies. However, if you choose to block cookies, certain features of our website may not function correctly. We also use technologies, such as pixels, to track the activity on our website. Pixels (also known as pixel tags, clear GIFs, or web beacons) are small blocks of code that enable websites to perform functions, such as place cookies or collect information.
We do not respond to web browser Do Not Track signals.
Confidentiality and Security
We restrict access of your customer information to bank employees who have a business reason for knowing such information. We educate our employees about the importance of confidentiality and privacy of customer and consumer information.
We maintain physical, electronic and procedural safeguards that comply with federal banking standards to protect your customer information from unauthorized access. However, no security program is impenetrable, and thus we cannot guarantee the absolute security of your information.
Your California Privacy Rights
If you are a California resident, California law provides you with specific rights regarding your personal information, including the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months and the right to request that we delete any of your personal information that we have collected from you, subject to certain exceptions.
To make such a request, contact us or email customercare@limelightbank.com. Requests must include “California Privacy Rights Request” in the first line of the description and include your name, street address, city, state, and ZIP code. Please note that we are only required to respond to two such requests per customer each year.
If you submit a request, we may ask you to verify your identity by submitting your: name, last name, driver’s license or California card ID number, and account number(s).
Please note that the Bank will make an official request for sensitive identifying information to ensure secure transmission.
You also have the right not to be discriminated against if you exercise any of your rights under California privacy law. You may designate in writing an agent to exercise these rights on your behalf. Limelight may require you to verify your identity and provide documentation of your agent’s authorization before we respond to your request.
We may have collected the following categories of personal information of California residents in the past 12 months:
- Identifiers such as a real name, postal address, Internet Protocol address, email address, or other similar identifiers.
- Categories of personal information described in subdivision (e) of California Civil Code Section 1798.80.
- Commercial information.
- Internet or other electronic network activity information.
- Inferences drawn from any of the information identified above.
This information is collected and used for the purposes disclosed in this Privacy Policy. Limelight has not sold personal information of California residents in the past 12 months. Limelight may have disclosed any of the above categories of personal information pursuant to an individual’s consent or under a written contract with a service provider for a business purpose in the past 12 months.
In Summary
We appreciate your business and want you to understand our commitment to maintaining the privacy of your customer information, as expressed in this Privacy Policy. This Privacy Policy applies only to individual customers and consumers and not to businesses.
We reserve the right to amend this policy at any time.
Social Media Guidelines
Limelight Bank welcomes engagement on social media. If you connect with us on our social media channels, please review our complete Social Media Guidelines.
If you have any questions about Limelight Bank on social media, please contact us or email us.
When it comes to comparing online banks’ CD rates, put the spotlight on Limelight Bank.Our savings rates are structured to strengthen your savings foundation while contributing to global environmental awareness.
| PRODUCT | RATE | TERMS |
|---|---|---|
| 6-Month CD | 3.50% APY* | $1,000 minimum deposit required |
| 12-Month CD | 5.25% APY* | $1,000 minimum deposit required |
| 18-Month CD | 4.95% APY* | $1,000 minimum deposit required |
| 36-Month CD | 4.00% APY* | $1,000 minimum deposit required |
Limelight Bank is the online division of Capital Community Bank, an FDIC-insured financial institution founded in 1993 and based in Utah. Learn more about Limelight Bank.
Yes, Limelight Bank is FDIC-insured.
Please note: Limelight Bank is a division of Capital Community Bank. Deposits held under each bank name are not separately insured, but are combined to determine your FDIC-insured limit.
The bank’s routing number is 124302927.
The bank’s mailing address is:
Limelight Bank
PO Box 317
Pleasant Grove, UT 84062
Electronic Funds Transfer
Electronic Funds Transfer (EFT) is the easiest and most convenient way to fund your account. Our application process will take you through this option step-by-step. Funds may take 2-3 business days to be deposited to your account.
Wire Transfer
To wire money to your Limelight Bank account, please use the following information.
Bank Name: Limelight Bank
PO Box 317
Pleasant Grove, UT 84062
1-800-639-6015
Routing/Transit #: 124302927
Your Limelight Bank Account Number
Check
To fund your account by check, please mail your check to:
Limelight Bank
PO Box 317
Pleasant Grove, UT 84062
Yes. Limelight Bank utilizes its parent company’s app to allow you to view your accounts on the go. Read more about mobile banking. Use your Limelight Bank online username and password to sign on to the app.
No. Currently, Limelight Bank only opens CD accounts in the name of individual consumers and cannot be opened in the name of a business, organization, or trust. You may however, list a trust as a beneficiary within the application.
*Annual Percentage Yield (APY). Fees could reduce earnings on the account. An early withdrawal penalty may apply.
